First National Bank has its branch located in several places such as Minnesota, Colorado, as well as in South Dakota. The bank is also popular for offering credit cards, not only on but on two. One must take note that, you can only apply for a card if you have got an invitation. On the basis of your invitation, you can qualify for the credit card, you might be also qualified for a rewards program.
If you are one of those who are searching to get more details about First National Credit Card and how to apply for its application, then you at the right place. If you are new to First National Credit Card and don’t know how to apply for it then you must read the following article till the end as today with the help of this article, we are going to provide you major information and guidelines regarding the same.
A First National credit card can easily help you to build the credit, earn rewards on each and every purchase as well as to avoid interest with a 0 percent introductory APR. Additionally, the First National Bank of Omaha is also popularly known as the First National Bank or FNB, which is the 15th largest U.S. credit card issuer as well as one of the few with cards on all total four key networks and those are Visa, Mastercard, Amex, and Discover.
Most First National Bank credit cards are usually co-branded with many popular airlines, hotels, car companies, retailers as well as other organizations. But, in addition to that, there are many standard First National Bank credit card offers, as well. You are also going to find the options for people with bad credit along with good or excellent credit similarly. In the same way, there are FNB credit cards that are provided to small business owners along with ordinary consumers as well.
With the help of First National Bank credit cards, you can get a cash advance. Cash advances usually have a greater APR of up to 29.9 percent as well as there is a transaction fee that you have to pay which is of 2 percent of the total cash advance.
If you are facing any issue regarding the same or doesn’t know how to apply for these cards then you will be given all the possible help with the help of our post so that you do not face any kind of issue while attaining the services of their credit cards or while applying for the same.
We are going to guide you on how it is easy to get access to the First National Bank credit cards and how you can easily apply for it. So without any further due, let’s get started….
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First National Credit Card Rewards Program
As we have mentioned above, you can only apply for a card if you have got an invitation. Only based on that invitation, you can qualify for the credit card, along with the rewards program.
When you qualify for First National Credit Card, then you may also receive a rewards program along with that. Their rewards program provides $1 in rewards for every $100 that you purchase. The rewards, on the other hand, are paid out in only a $25 percentage increase as a statement credit.
If in case you don’t qualify for the rewards program, you may possibly be able to enroll in their Premium Club that you can get for $4.95 for each month. The Premium Club lets you get discounts on hotels, rental cars, as well as entertainment.
Types of First National Bank Credit Card
There are mainly two types of First National Bank Credit Card and those are as follows:
- First National Visa Credit Card
- First National Legacy Visa Credit Card
First National Visa Credit Card
In this credit card option, you can earn one reward point which is equal to one dollar for each $100 that you spend in net purchases. This in simple words means that if you spend $2,000, then you would earn 20 points immediately.
With this credit card, you don’t have to pay any annual fees. APR for purchases is 16.65 percent to 29.9 percent. Balance Transfer Fee is 3 percent of the amount of every transferred balance. The Foreign Transaction Fee is 1 percent of every foreign purchase transaction or else the foreign ATM advance transaction. In addition to that you also get the fraud coverage.
First National Legacy Visa Credit Card
In this credit card option, there is an annual fee of $75. For late payment fee, you have to pay of up to $25. APR for purchases is 29.9 percent. Balance Transfer Fee is 3 percent of the amount of every transferred balance. The Foreign Transaction Fee is 1 percent of every foreign purchase transaction or else the foreign ATM advance transaction. In addition to that you also get the fraud coverage.
First National Credit Card Online Application
It is quite simple to finish a First National Credit Card application online. If you want to know how then follow these steps which are listed below:
Step 1: First, as soon as you received an offer in the mail, you have to then visit their official website, the link for which is www.firstnationalcc.com.
Step 2: After that, you have to click on the green button which is located in the middle of that page that says “Accept Online.”
Step 3: You will be directed to the next page, where you have to enter your reservation number as well as your access code. Additionally, you can find both in the middle of your offer letter.
Step 4: Now, you have to click on the blue “Continue” button.
Step 5: After that verify your mailing address along with your personal details
Step 6: At last, complete the acceptance form in order to finish your application process.
Note: There is also an alternative way to complete your First National Credit Card application with the help of mail. Fill in the form and directly send or mail it to the following address:
P.O. Box 5097
Sioux Falls, SD, 57117-5097.
We hope our information will be quite beneficial for you at the time of filling your application for First National Credit Card. Let us also know about your experience with the First National Credit Card in our comments section below.